I hate car & health insurance. I hate rent. I hate schools that cost $16,000 a year.
Not really... I'd just rather spend money on louder things... like speakers, of course.
Replies (10)
uochronos on 07/27/2004 18:43:48
i felt the same way till this morning got woke up by the phone and told to show up and interview for a managment position at work tommarwow... looks like i may actualy be able to afford the stuff i have been saving for:)
swez on 07/27/2004 19:49:11
Get used to it friend. As you get out of school, get a well paying job (we hope) and then get married, you will be spending money on other stuff like its' going outta style.
Stay in school as you are buying better job prospects later. In today's job market, I would hope you get some job search skills as well. They are out there... but not like 10 years ago. Today, a BA, BS or MBA is a must for the best paying jobs.
Hate to burst your bubble. But life gets a lot more difficult, expensive and taxing on our energy... as we get older. Enjoy what you have now and later as someday you will reflect back on this part of your life and say..."Dang... I wish I could be there again... life was so much easier than" !!!
Copy this post and put it in a safe place... then dig it out at 10 year intervals and see if this is an accurate prediction. Car payments, Dr. Bills, paying off student loans, Home note, furniture, all kinds of insurance policies, investments and whatever the kids/wife needs might be.
I'd say by the time you are about 30, you will need a net household income of ~$100,000/yr. to cover everything if you are out on your own and married. How's that for looking ahead huh?
Swez
UKinstaller on 07/28/2004 00:00:21
well said. money sucks. i'm just gonna throw the little bit i have into the garbage, because it just gets me into trouble. i am getting ready to buy an in-dash dvd player that i certainly cannot afford. oh well.
-UK
aposynthesi on 07/28/2004 00:48:07
Yeah I know it gets harder, but I'm 19... I'm not supposed to be paying for this much stuff. Rent, car payments, doctor bills (nothing huge, just checkups), and I have to pay for everything I own, i.e. furniture.
I won't be satisfied with myself unless I'm making ~$100,000/yr (everyone wants more, of course)... I don't like having empty pockets.
I'm going in for my BA, which will take three years with the accelerated program that I'm in. I'll have to transfer out to get my Masters of Fine Arts, because the Art Institute of Atlanta doesn't offer Master degrees.
swez on 07/28/2004 08:34:47
Who said you arn't supposed to pay your way at 19? Get real friend... have been out on my own since I was 19, paid for my own education, worked 65 hours a week, paid my own bills. (all of them) Owned my first home at 24 and have pretty much worked 60-75 hours a week for almost 30 years now. Now I feel burned out mostly... life can be (is) a real grind until we learn the secrets to contentment.
My parents were very helpful in preparing all of us boys (3) for life outside the nest. He made it clear..."No such thing as a free lunch there boys". If you want it, it's out there. But you have to go out and get it on your own wits. Don't steal, cheat or lie to get to the goals we have... work hard and be smart as it builds good character. Dad was right and I have followed that game plan a long time because it works.
Hate to say this Apos... life will happily give us many sharp kicks in the slats as we go merrily on our way. If we remain flexible, adaptable and ready for hard lessons, we can not only survive them... but learn very valuable lessons as well. But we cannot do it on our own. We need others and they need us too. We see this everyday on this board... older helping younger, experienced hands sharing info with inexperienced hands and hopefully, as we get older, youngers will aid the olders too. (meaning, care for your parents as they age)
There is so much more to life than gathering "stuff". Some of the most miserable people on the planet are spawned from wealthy families who gave little Johnny or Jenny everything they whined for. They spend 2-3 hours a week a in therapy. (at $80-150.00/hr.) Why? Because they did not get the message in earlier years... life ain't easy, life is hard... sometimes very hard!
In short, chasing the American dream is utter foolishness if we only do it for the money and stuff. We cannot buy happiness and contentment. Yes, we can buy vacations that give us a break from all the madness. But we have to learn contentment that leads to being satified with our stations in life.
Humbly yours,
Swez
aposynthesi on 07/28/2004 10:39:03
I know, I know... I just like money better than bills. I would love to own my own home at 24 too.
uochronos on 07/28/2004 12:53:44
best advice on money and posesions i think i have ever been given is "he who dies with the most money and things, does not win the game"
both my grandparents and my wifes grandparents always said "when we retire" i personaly have promised myself i well never say that becasue in both instances above they died before they got to the "when we retire" things. life is about living make sure you have enough money for a rainy day but remember to enjoy it while you can. you cant take anything you have now when your times up.
swez on 07/29/2004 08:56:58
I'd like to rephrase something mentioned earlier... I did not fully own the houses I have purchased... the bank owned them and the homes owned me. All that money down, repairs and maintainance, furnishings, yard work....yada yada yada.
Also, wealth accumulation makes one a target for all kinds of troubles. If you pick a greedy woman for a mate, she can get all you have worked years to accumulate. I lost the house, my children, most of my retirement package and got stuck with all the bills. So far, this one transaction (divorce) has cost about $250,000. Am still in the hole for $125,000 on other issues. So much for chasing the American dream huh?
Today, life is very simple for me. Own a small business, make a very modest living and am actually pretty content with what I have... my sanity, peace & quiet, a place to tinker, a warm bed at night, two hot meals a day, transportation and NO consumer debt. It ain't much... but my friends and family are most important to me now. If it were not for them, I'd be in the loony bin by now.. GRIN
Hear these words..."Life is hard and it owes us no special treatment". Here today, gone tomorrow, is an ever present scenario. We may gain much wealth in life or live in very modest conditions at times. Either way, learning to be content in whatever station life brings to us... is a choice. Our character is more important than anything we can buy or own.
Besides, which means more? A few good friends, a comfortable place to rest and doing well to others... OR... a pile of money in the bank, a job that sucks up every minute of our waking moments, a big house on the hill and the finest cars money can buy... but we are so busy chasing the next "THING" we hope will bring us contentment? Think you know which side of the fence I am choosing.
Have experienced both extremes in life now.... like chasing after the wind and we never catch up. That's my read on things... choose wisely about how we spend our time and who we hang out with. Nothing else matters.
Swez
uochronos on 07/29/2004 17:12:27
hard lessons to learn there swez i myself am trying to learn those lessons by others examples and not need to make the mistakes. seen to many of my older friends get the carpet pulled out from under them and fall a long ways because they just where not prepared. money can never bring contintment its nice to have and can be fun but why have 3 house or 20cars and not be able to full enjoy any of them because you are working 60-80hours a week. i'm happy with my 40-48 a week. any more then that and i wouldnt be able to enjoy the things i work for. i enjoy my job but in the end my job is just me trading time for money to fund my life. my work is not my life. and i think thats where alot of people egt a bit backwards on things.
swez on 07/29/2004 18:40:24
Well said and AMEN to each word spoken Chronos!
Swez
PS I mention this personal stuff not to vent... but to give a friendly word of experience to those who care to listen and hopefully learn what can happen... even when we are blind sided.... we can still learn and grow from the experience. Happily single... but cash poor is all.
Not really... I'd just rather spend money on louder things... like speakers, of course.
Replies (10)
uochronos on 07/27/2004 18:43:48
i felt the same way till this morning got woke up by the phone and told to show up and interview for a managment position at work tommarwow... looks like i may actualy be able to afford the stuff i have been saving for:)
swez on 07/27/2004 19:49:11
Get used to it friend. As you get out of school, get a well paying job (we hope) and then get married, you will be spending money on other stuff like its' going outta style.
Stay in school as you are buying better job prospects later. In today's job market, I would hope you get some job search skills as well. They are out there... but not like 10 years ago. Today, a BA, BS or MBA is a must for the best paying jobs.
Hate to burst your bubble. But life gets a lot more difficult, expensive and taxing on our energy... as we get older. Enjoy what you have now and later as someday you will reflect back on this part of your life and say..."Dang... I wish I could be there again... life was so much easier than" !!!
Copy this post and put it in a safe place... then dig it out at 10 year intervals and see if this is an accurate prediction. Car payments, Dr. Bills, paying off student loans, Home note, furniture, all kinds of insurance policies, investments and whatever the kids/wife needs might be.
I'd say by the time you are about 30, you will need a net household income of ~$100,000/yr. to cover everything if you are out on your own and married. How's that for looking ahead huh?
Swez
UKinstaller on 07/28/2004 00:00:21
well said. money sucks. i'm just gonna throw the little bit i have into the garbage, because it just gets me into trouble. i am getting ready to buy an in-dash dvd player that i certainly cannot afford. oh well.
-UK
aposynthesi on 07/28/2004 00:48:07
Yeah I know it gets harder, but I'm 19... I'm not supposed to be paying for this much stuff. Rent, car payments, doctor bills (nothing huge, just checkups), and I have to pay for everything I own, i.e. furniture.
I won't be satisfied with myself unless I'm making ~$100,000/yr (everyone wants more, of course)... I don't like having empty pockets.
I'm going in for my BA, which will take three years with the accelerated program that I'm in. I'll have to transfer out to get my Masters of Fine Arts, because the Art Institute of Atlanta doesn't offer Master degrees.
swez on 07/28/2004 08:34:47
Who said you arn't supposed to pay your way at 19? Get real friend... have been out on my own since I was 19, paid for my own education, worked 65 hours a week, paid my own bills. (all of them) Owned my first home at 24 and have pretty much worked 60-75 hours a week for almost 30 years now. Now I feel burned out mostly... life can be (is) a real grind until we learn the secrets to contentment.
My parents were very helpful in preparing all of us boys (3) for life outside the nest. He made it clear..."No such thing as a free lunch there boys". If you want it, it's out there. But you have to go out and get it on your own wits. Don't steal, cheat or lie to get to the goals we have... work hard and be smart as it builds good character. Dad was right and I have followed that game plan a long time because it works.
Hate to say this Apos... life will happily give us many sharp kicks in the slats as we go merrily on our way. If we remain flexible, adaptable and ready for hard lessons, we can not only survive them... but learn very valuable lessons as well. But we cannot do it on our own. We need others and they need us too. We see this everyday on this board... older helping younger, experienced hands sharing info with inexperienced hands and hopefully, as we get older, youngers will aid the olders too. (meaning, care for your parents as they age)
There is so much more to life than gathering "stuff". Some of the most miserable people on the planet are spawned from wealthy families who gave little Johnny or Jenny everything they whined for. They spend 2-3 hours a week a in therapy. (at $80-150.00/hr.) Why? Because they did not get the message in earlier years... life ain't easy, life is hard... sometimes very hard!
In short, chasing the American dream is utter foolishness if we only do it for the money and stuff. We cannot buy happiness and contentment. Yes, we can buy vacations that give us a break from all the madness. But we have to learn contentment that leads to being satified with our stations in life.
Humbly yours,
Swez
aposynthesi on 07/28/2004 10:39:03
I know, I know... I just like money better than bills. I would love to own my own home at 24 too.
uochronos on 07/28/2004 12:53:44
best advice on money and posesions i think i have ever been given is "he who dies with the most money and things, does not win the game"
both my grandparents and my wifes grandparents always said "when we retire" i personaly have promised myself i well never say that becasue in both instances above they died before they got to the "when we retire" things. life is about living make sure you have enough money for a rainy day but remember to enjoy it while you can. you cant take anything you have now when your times up.
swez on 07/29/2004 08:56:58
I'd like to rephrase something mentioned earlier... I did not fully own the houses I have purchased... the bank owned them and the homes owned me. All that money down, repairs and maintainance, furnishings, yard work....yada yada yada.
Also, wealth accumulation makes one a target for all kinds of troubles. If you pick a greedy woman for a mate, she can get all you have worked years to accumulate. I lost the house, my children, most of my retirement package and got stuck with all the bills. So far, this one transaction (divorce) has cost about $250,000. Am still in the hole for $125,000 on other issues. So much for chasing the American dream huh?
Today, life is very simple for me. Own a small business, make a very modest living and am actually pretty content with what I have... my sanity, peace & quiet, a place to tinker, a warm bed at night, two hot meals a day, transportation and NO consumer debt. It ain't much... but my friends and family are most important to me now. If it were not for them, I'd be in the loony bin by now.. GRIN
Hear these words..."Life is hard and it owes us no special treatment". Here today, gone tomorrow, is an ever present scenario. We may gain much wealth in life or live in very modest conditions at times. Either way, learning to be content in whatever station life brings to us... is a choice. Our character is more important than anything we can buy or own.
Besides, which means more? A few good friends, a comfortable place to rest and doing well to others... OR... a pile of money in the bank, a job that sucks up every minute of our waking moments, a big house on the hill and the finest cars money can buy... but we are so busy chasing the next "THING" we hope will bring us contentment? Think you know which side of the fence I am choosing.
Have experienced both extremes in life now.... like chasing after the wind and we never catch up. That's my read on things... choose wisely about how we spend our time and who we hang out with. Nothing else matters.
Swez
uochronos on 07/29/2004 17:12:27
hard lessons to learn there swez i myself am trying to learn those lessons by others examples and not need to make the mistakes. seen to many of my older friends get the carpet pulled out from under them and fall a long ways because they just where not prepared. money can never bring contintment its nice to have and can be fun but why have 3 house or 20cars and not be able to full enjoy any of them because you are working 60-80hours a week. i'm happy with my 40-48 a week. any more then that and i wouldnt be able to enjoy the things i work for. i enjoy my job but in the end my job is just me trading time for money to fund my life. my work is not my life. and i think thats where alot of people egt a bit backwards on things.
swez on 07/29/2004 18:40:24
Well said and AMEN to each word spoken Chronos!
Swez
PS I mention this personal stuff not to vent... but to give a friendly word of experience to those who care to listen and hopefully learn what can happen... even when we are blind sided.... we can still learn and grow from the experience. Happily single... but cash poor is all.
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